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  • #46
    Originally posted by ShockTalk View Post
    How many of these things am I rated for in getting life insurance? I'm guessing piloting a plane unless you have certain number of hours/experience on an on going basis. I'm sure each item above, and others not shown, have varying degrees of effect on health and health care costs. Consider those that have the greatest negative effect. What items create the biggest problems in health costs and the biggest gain in quality personal health if changed. I'm looking at this as a potential win-win for everybody, if they want to be part of the solution and not part of the problem.
    That's always the question, where do you draw the line? Where do you draw the line between cost of coverage and what coverage you want? Covering everybody whether they are healthy or not costs a lot more than having underwriting rules similar to life insurance, or health insurance previous to the ACA.

    The biggest problem is the belief that "insurance" should cover every provider service. The concept of insuring the catastrophic has gone by the wayside, but the ACA is forcing it back into play and making many people unhappy. But the truth is, the $100 deductible, $2,000 out-of-pocket insurance plans of the 1950s should now be $1,000 deductible and $20,000 pout of pocket, just based on overall CPI (medical CPI is higher).
    "I not sure that I've ever been around a more competitive player or young man than Fred VanVleet. I like to win more than 99.9% of the people in this world, but he may top me." -- Gregg Marshall 12/23/13 :peaceful:
    ---------------------------------------
    Remember when Nancy Pelosi said about Obamacare:
    "We have to pass it, to find out what's in it".

    A physician called into a radio show and said:
    "That's the definition of a stool sample."

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