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  • “Kamala did what Kamala always does: She just put her head down and went to work.”

    -------Doug Emhoff, Kamala’s husband

    (yeah............Monica was like that)​

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    • They took one segment from three different speeches given by Harris in the last few weeks and then overlayed​ them. I'd like top see Donald Trump pull this off:

      Comment


      • Originally posted by 1972Shocker View Post
        They took one segment from three different speeches given by Harris in the last few weeks and then overlayed​ them. I'd like top see Donald Trump pull this off:

        This gives me dystopian movie vibes.
        "When life hands you lemons, make lemonade." Better have some sugar and water too, or else your lemonade will suck!

        Comment




        • Tim Murtaugh @TimMurtaugh


          Take some time to reflect on the fact that they posted this on purpose.​

          Comment


          • No question she inspired many..............to vote for Trump while, at the same time, fleecing her donors

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            • spot on

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              • More proof we dodged a major bullet in Novemer's presidential election.

                Insurance Industry Claps Back at Kamala's Wildfire Claims—'False, Wrong and Dangerous'

                Vice President Kamala Harris took aim at insurance companies during a press conference Thursday regarding the tragic, overwhelming wildfires in the Los Angeles region that broke out Tuesday, killing at least 10, destroying thousands of structures and displacing tens of thousands from their homes.​

                "Many insurance companies have canceled insurance for a lot of the families who have been affected and will be affected, which is only going to delay or place an added burden on their ability to recover."

                "I think that is an important point that must be raised," she continued, "and hopefully there can be some way to address that issue, because these families — so many of them — otherwise will not have the resources to recover in any meaningful way, and many of them have lost everything."
                The implication from her statement is that some companies abandoned their obligations and canceled policies even as the devastation was unfolding.

                Spoke folks for the insurance industry are clapping back at the VP, though, and telling her that she’s ill-informed and is spreading misinformation:

                David Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA), told FOX Business, "It is false, wrong and dangerous to even insinuate that insurers are abandoning their customers, and it's especially concerning coming from a former California statewide elected official who should know the law."

                He added, "Insurers are committed to protecting the safety of those affected and providing expedited relief to their policyholders for the covered losses."

                Sampson noted that California law prohibits insurers from canceling an insurance policy during its term, except for very limited exceptions, such as non-payment of premiums or fraud.

                He added, "So the implication that people who have insurance coverage effective on January 7th are being canceled — just to leave that impression with people and to create that fear — is irresponsible, in my view."

                Even before this week's wildfires hit, California was in the midst of an insurance crisis, with many residents unable to obtain homeowners insurance due to several carriers limiting their exposure in the state or pulling out completely in recent years because of heavy losses and the inability to adequately raise premiums or assess risk due to California's regulations.

                The state's largest homeowners insurance carrier, State Farm, announced in March of last year that it would not renew some 72,000 home and apartment policies in the summer. The company cited inflation, regulatory costs and increasing risk of catastrophes for its decision and had previously stopped accepting new applications in the state.

                ​Several other leading insurers, including All State, Farmers and USAA, have also in recent years curbed new policy applications in California as part of an effort to limit their exposure to policies that carry what they see as undue risk given what the state's regulators have allowed them to charge policyholders. Similar reasons of escalating risk, high repair costs and rising reinsurance premiums have been cited in those decisions.

                I had an insurance company executive tell me once that they were not in the business of assuming risks. The bottom line is that the insurance industry is the business of assessing and diversifying risk and spreading that risk across their policyholders in a manner and a a price that allows them to survive and hopefully make a decent return on their time, expertise and investment. The only risk they are taking is the risk that they do a bad job in risk assessment and diversification.

                My guess is understanding this situation, let alone know how to deal with it, is far beyond Low IQ Kam's capabilities. Yet somehow she was determined to be the best choice to represent the Democrat party in the presidential race and even more alarming was deemed the preferred choice by nearly half of American voters.

                Comment


                • Originally posted by 1972Shocker View Post
                  More proof we dodged a major bullet in Novemer's presidential election.

                  Insurance Industry Claps Back at Kamala's Wildfire Claims—'False, Wrong and Dangerous'

                  Vice President Kamala Harris took aim at insurance companies during a press conference Thursday regarding the tragic, overwhelming wildfires in the Los Angeles region that broke out Tuesday, killing at least 10, destroying thousands of structures and displacing tens of thousands from their homes.​



                  The implication from her statement is that some companies abandoned their obligations and canceled policies even as the devastation was unfolding.

                  Spoke folks for the insurance industry are clapping back at the VP, though, and telling her that she’s ill-informed and is spreading misinformation:

                  David Sampson, president and CEO of the American Property Casualty Insurance Association (APCIA), told FOX Business, "It is false, wrong and dangerous to even insinuate that insurers are abandoning their customers, and it's especially concerning coming from a former California statewide elected official who should know the law."

                  He added, "Insurers are committed to protecting the safety of those affected and providing expedited relief to their policyholders for the covered losses."

                  Sampson noted that California law prohibits insurers from canceling an insurance policy during its term, except for very limited exceptions, such as non-payment of premiums or fraud.

                  He added, "So the implication that people who have insurance coverage effective on January 7th are being canceled — just to leave that impression with people and to create that fear — is irresponsible, in my view."

                  Even before this week's wildfires hit, California was in the midst of an insurance crisis, with many residents unable to obtain homeowners insurance due to several carriers limiting their exposure in the state or pulling out completely in recent years because of heavy losses and the inability to adequately raise premiums or assess risk due to California's regulations.

                  The state's largest homeowners insurance carrier, State Farm, announced in March of last year that it would not renew some 72,000 home and apartment policies in the summer. The company cited inflation, regulatory costs and increasing risk of catastrophes for its decision and had previously stopped accepting new applications in the state.

                  ​Several other leading insurers, including All State, Farmers and USAA, have also in recent years curbed new policy applications in California as part of an effort to limit their exposure to policies that carry what they see as undue risk given what the state's regulators have allowed them to charge policyholders. Similar reasons of escalating risk, high repair costs and rising reinsurance premiums have been cited in those decisions.

                  I had an insurance company executive tell me once that they were not in the business of assuming risks. The bottom line is that the insurance industry is the business of assessing and diversifying risk and spreading that risk across their policyholders in a manner and a a price that allows them to survive and hopefully make a decent return on their time, expertise and investment. The only risk they are taking is the risk that they do a bad job in risk assessment and diversification.

                  My guess is understanding this situation, let alone know how to deal with it, is far beyond Low IQ Kam's capabilities. Yet somehow she was determined to be the best choice to represent the Democrat party in the presidential race and even more alarming was deemed the preferred choice by nearly half of American voters.
                  Based on the content of your post, it doesn't appear Kamala is spreading misinformation. Denying the ability to renew could be seen by most as cancelling. And if the homeowner was without insurance for a period of time - up to - the fire due to difficulty in finding an affordable replacement, she would be spot on.

                  Many insurance companies are a dark, dark force. They have a utility to the community, but their prime directive is to collect premiums and limit claim payouts. They do this with many underhanded (and legal) tricks.

                  And speaking to your point about half of America voting for a "Low IQ" candidate. OVER half of America voted for an immoral, sociopathic/narcissistic, rapist, felon.

                  Crazy times eh?

                  Comment


                  • Originally posted by C0|dB|00ded View Post

                    Based on the content of your post, it doesn't appear Kamala is spreading misinformation. Denying the ability to renew could be seen by most as cancelling. And if the homeowner was without insurance for a period of time - up to - the fire due to difficulty in finding an affordable replacement, she would be spot on.

                    Many insurance companies are a dark, dark force. They have a utility to the community, but their prime directive is to collect premiums and limit claim payouts. They do this with many underhanded (and legal) tricks.

                    And speaking to your point about half of America voting for a "Low IQ" candidate. OVER half of America voted for an immoral, sociopathic/narcissistic, rapist, felon.

                    Crazy times eh?
                    no, it's not canceling

                    Comment


                    • But Trump.
                      "When life hands you lemons, make lemonade." Better have some sugar and water too, or else your lemonade will suck!

                      Comment


                      • Originally posted by pinstripers View Post

                        no, it's not canceling
                        Feels the same to the homeowner who instead of sending a premium payment are now out of coverage and must now seek new protection.

                        If you were paying a bodyguard to watch over your ass after Shocker games while walking back to your car across Hillside, and she said to you that she was no longer honoring the agreement you two had after this game, what would you say just happened?

                        And no, I do not need the insurance licensure exam definition of policy cancellation vs. nonrenewal. In fact, I could care less what twisted vernacular they indoctrinate their agents with.

                        The business of insurance is dirty.

                        Comment


                        • Originally posted by ShockerPrez View Post
                          But Trump.
                          Two bad candidates.

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